You work hard every day to make a living and support yourself and your family. You try as hard as you can to keep your credit clean so you can enjoy the benefits of all of that hard work. What happens, though, when you find out that someone else has used your name to get a credit card and has run up thousands of dollars in charges that you are now going to have to convince the credit card company that you are not responsible for$%: What if they opened bank accounts in your name, committed crimes using your name, or worse$%:
We live in a world where information technology is a mainstay in our society. The advancement of technology has allowed us to make business transactions easily in a fraction of the time it took just a few short years ago. But even with the advancement in technology, we could never comprehend the rise in crime which is known as the identity theft. As a matter of fact, the Federal Trade Commission has stated that in the year 2005, there have been at least 27 million Americans that have fallen victim to identity thieves which started back in 1999.
Every year, the number of identity theft cases has increased. In 2005, there had been almost 20 million people in the United States who have claimed that they had been victims of identity theft. So what does this imply$%: Has some stranger stolen your credit card$%: Who will be the one to help you with that case$%: Your credit card company may be the one to help you with that problem.
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Identity Theft Shield
According to the FTC, almost 60% of the identity theft issues did not relate to the credit card accounts. To avoid this from happening, the only solution is to be aware of the identity theft shield. This case occurs when the new lines of credit is being opened which is in your name through the credit cards or through bank loans. This also include the utility/phone fraud or even some of the employment related fraud.
Because we most of us have access to these technology related innovations, we can all be victims. To avoid this from happening, the application of identity theft shield can be applicable. It is important to feel safe about our personal belongings properties. You may ask what can we possibly do if we have been into the situation. You may think that clearing your name will be the ultimate solution but it wont matter.
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You don't have to do that because the Pre-Paid Legal Services have helped so much in the improvement of the legal services industry.For over thirty years, Kroll company has helped a lot of companies especially the government agencies and common people to have their credit cards and other personal information safe. They helped reduce the risk of identity theft through Identity Theft Shield.
What really is an Identity theft Shield and how can it help you Identity theft shield has been developed to help companies to come up with a solution to resolve identity theft. With the Identity Theft Shield, the members can have easy access to their possessions. It gives them credit ratings to fight back and make reactions if an identity thief plans to threaten your financial standing. This system is designed to give you a warning if things go wrong and if you are suspicious that someone is interested in your account.
If your credit rating is not doing well, you can restore the damage done to your credit history with the use of the Identity Theft Shield. So in order to avoid this, the experts have recommended that people who possess credit cards should report regularly. With the help of the identity theft shield, you can make reports easily. The members are given up-to-date credit report with no additional charge.
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So if you have an identity theft shield membership, your credit lines and information will be monitored regularly and daily to prevent fraud and other transactions. Your credit will be given attention and no one can steal anything from you.
You do not even have to make announcements because the identity theft shield can figure out if your credit is in danger. This will free you from all the worries from the people who are interested in your credit.
Now if you feel like your credit is in danger or if you think you were a victim of identity theft and fraud, it is the right time to have an identity theft shield to make sure that your credit is safe and protected.